Is people think you've got bad luck, when statistics say otherwise. Finishing up our group ride last night, crossing the road at the crosswalk that links the trail network and a guy came to a stop IN the crosswalk, instead of before it. Clipped my rear wheel and sent me spinning to the ground. Pure luck that I think there is no damage to the bike (I think the tire took the hit), and besides being sore with a few scrapes, I'm fine. We told the guy to pull over into the gas station on the corner, but he fled. Didn't have time to get a license plate or anything. I just wanted insurance info in case the bike was damaged.